e-Finance achieves revenues of EGP 3.2 billion, adjusted net profit of EGP…Egypt leads North Africa’s smartphone market with 34% shipment growthICT, Justice Ministers Introduce Remote Criminal Litigation SystemThe MakerXOPPODreamLeague Launch Season Two — Empowering Young Football Talents Across EgyptVodafone Cash new summer offer: Withdraw up to EGP 5,000 per month…e-Finance achieves revenues of EGP 3.2 billion, adjusted net profit of EGP…Egypt leads North Africa’s smartphone market with 34% shipment growthICT, Justice Ministers Introduce Remote Criminal Litigation SystemThe MakerXOPPODreamLeague Launch Season Two — Empowering Young Football Talents Across EgyptVodafone Cash new summer offer: Withdraw up to EGP 5,000 per month.
Fin tech
e-Finance achieves revenues of EGP 3.2 billion, adjusted net profit of EGP 1.3 billion
Wednesday 13 August 2025 18:28
E-FinanceE-Finance
e-Finance for Financial and Digital Investments SAE (EGX code: EFIH.CA) today announced its financial and operational results for the first half period ending June 30, 2025. Revenues increased by 41.5% year-on-year to record approximately EGP 3.2 billion, driven by the strong performance of all subsidiaries. On the profitability front, operating earnings before interest, taxes, depreciation, and amortization (EBITDA) increased by 60.5% year-on-year to record approximately EGP 1.6 billion during the first half of 2025, accompanied by an EBITDA margin growth of 5.9 percentage points to 50.1% during the same period. Net profit after minority interests increased by 44.0% year-on-year to
Techno Time
E finance
E finance
E finance
e-Finance achieves revenues of EGP 3.2 billion, adjusted net profit of EGP…Egypt leads North Africa’s smartphone market with 34% shipment growthICT, Justice Ministers Introduce Remote Criminal Litigation SystemThe MakerXOPPODreamLeague Launch Season Two — Empowering Young Football Talents Across EgyptVodafone Cash new summer offer: Withdraw up to EGP 5,000 per month…e-Finance achieves revenues of EGP 3.2 billion, adjusted net profit of EGP…Egypt leads North Africa’s smartphone market with 34% shipment growthICT, Justice Ministers Introduce Remote Criminal Litigation SystemThe MakerXOPPODreamLeague Launch Season Two — Empowering Young Football Talents Across EgyptVodafone Cash new summer offer: Withdraw up to EGP 5,000 per month…
Fin tech
e-Finance achieves revenues of EGP 3.2 billion, adjusted net profit of EGP 1.3 billion
Wednesday 13 August 2025 18:28
E-FinanceE-Finance
e-Finance for Financial and Digital Investments SAE (EGX code: EFIH.CA) today announced its financial and operational results for the first half period ending June 30, 2025. Revenues increased by 41.5% year-on-year to record approximately EGP 3.2 billion, driven by the strong performance of all subsidiaries. On the profitability front, operating earnings before interest, taxes, depreciation, and amortization (EBITDA) increased by 60.5% year-on-year to record approximately EGP 1.6 billion during the first half of 2025, accompanied by an EBITDA margin growth of 5.9 percentage points to 50.1% during the same period. Net profit after minority interests increased by 44.0% year-on-year to approximately EGP 1.1 billion during the first half of 2025, accompanied by a 0.6 percentage point increase in the net profit margin to 34.0% during the same period. On the other hand, adjusted net profit1 (including the provision for non-cash expenses for the employee reward and incentive system after tax) increased by 65.2% year-on-year to approximately EGP 1.3 billion during the first half of 2025.
Income Statement Summary
(EGP Million) Q2 2025 Q2 2024 Change H1 2025 H1 2024 Change
Total Consolidated Revenues 1,610.7 1,134.1 42.0% 3,229.8 2,283.3 41.5%
E-Finance Revenues 1,420.9 1,047.4 35.7% 2,827.5 2,078.8 36.0%
eNovate Revenues 115.3 76.7 50.4% 223.0 180.5 23.6%
Khalis Digital Payment Services Company Revenues 33.3 29.7 12.0% 64.2 65.1 -1.4%
Enabel Outsourcing Services Company Revenues 37.8 27.5 37.4% 72.0 53.7 34.1%
eAswaaq E-Market Operation Technology Company Revenues 102.3 86.4 18.5% 220.3 159.8 37.9%
Inter-subsidiary transaction exclusions (98.9) (133.5) -25.9% (177.1) (254.5) -30.4%
Cost of sales (691.8) (612.9) 12.9% (1,412.4) (1,135.8) 24.4%
Total Profit 918.9 521.2 76.3% 1,817.4 1,147.5 58.4%
Gross Profit Margin 57.1% 46.0% 11.1% 56.3% 50.3% 6.0%
Selling, General, and Administrative Expenses (177.2) (120.5) 47.1% (331.3) (255.5) 29.7%
Selling, General, and Administrative Expenses to Revenue Ratio (%) 11.0% 10.6% 0.4% 10.3% 11.2% -0.9%
Operating EBITDA 812.2 462.0 75.8% 1,618.8 1,008.8 60.5%
Operating EBITDA Margin Interest, depreciation, and amortization 50.4% 40.7% 9.7% 50.1% 44.2% 5.9%
Net profit after minority interests 495.9 300.2 65.2% 1,098.1 762.7 44.0%
Net profit margin 30.8% 26.5% 4.3% 34.0% 33.4% 0.6%
Adjusted net profit after equity 638.2 300.2 112.6% 1,267.5 767.2 65.2%
Adjusted net profit margin 39.6% 26.5% 13.2% 39.2% 33.6% 5.6%
Revenues increased at a 41.5% annual rate to approximately EGP 3.2 billion during the first half of the year 2025, driven by the strong performance of all subsidiaries. The financial institutions technology company, e-Finance, was the main driver of the group’s revenue growth during the period, driven by revenue growth across most of its subsidiaries, in addition to strong contributions from eNovate, eAswaaq, Khalis, and eNabel.
